Office insurance is available for non-manual based occupations such as accountants, architects, estate agents, IT consultants and web-designers .

A typical office policy includes the following cover:-

Loss or damage cover to your office equipment whilst within your office and replaced on a "new for old" basis.

Public Liability with a £2,000,000 limit. This will cover visitors to your office and your staff while working away from your office for clerical and administrative duties.

£10,000,000 Employers' Liability


Extra cover available either as standard with some insurers, or as an extra charge for others:-

Book debts

Cost of reinstating documents and computer records

Business Interruption to cover income and additional expenses (the best type) or additional expenses only (the cheaper type)

Cover for portable equipment away from the office (such as lap-top computers, PDAs, mobile telephones. surveying equipment and other professional instruments etc)

Legal expenses

Click here for an Office insurance quotation