What does this cover?

Loss or damage cover to your equipment whilst within your premises and replaced on a "new for old" basis.

Usually, at least £2,000,000 public liability in respect of visitors to your premises.

Usually, at least £2,000,000 products liability in respect of goods supplied by you.

£10,000,000 Employers' Liability


Extra cover available either as standard with some insurers, or as an extra charge for others:-

Book debts

Cost of reinstating documents and computer records

Business Interruption to cover income and additional expenses (the best type) or additional expenses only (the cheaper type)

Goods whilst in transit in your vehicle

Legal expenses

Loss or damage to the buildings that you own or the part you are responsible for (such as a shop front)
Tenants improvements

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