If your business provides advice or consultancy, there's a legal responsibility to your clients - and a breach could put you in court with hefty bills to pay.
Examples are giving wrong advice or making mistakes in reports, resulting in a financial loss for your client, as well as slander, libel and breach of copyright.

Even if you are not at fault, you may end up with a very large payment to make, for your legal defence.

Premiums are based on your type of profession, your fee income and the type of work you undertake.

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